Recent Posts

Should You Loan Money to a Friend?

When a friend comes to you for a loan, it’s easy to just say yes and begin reaching for your wallet. But a loan between friends can be dangerous—to the lender, the borrower and the friendship—which is why it should be considered carefully. Here are five questions you can ask …

Read More »

What You Lose Betting on Future Income

    Tell me if any of these statements sound like things you’ve said or thoughts you’ve had recently:   I’ll opt into the 401(k) after my next raise. I’ll start contributing to an IRA once I make more. Sure, I’ve got a little debt now, but eventually I’ll be …

Read More »

Tips to Avoid Overspending for the Holidays

Every year, the holidays threaten to ruin your budget and sink you further into debt while pulling you farther from your savings goals. This year, there are some steps you can take to make sure your spending stays in check.   Review Last Year’s Spending   There are two things …

Read More »

Determine What You Can Spend During the Holidays

We talk a lot about not overspending during the holidays—but that’s hard to control if you don’t really know what you can afford to spend in the first place. Here are five guidelines that can help you avoid moving into the overspending zone.   Your spending shouldn’t require use of …

Read More »