Money Management Tips

This month is Long-Term Care Awareness month. For most of our readers, the purchase of a long-term care insurance policy is a long way off. However, many of you are caring for loved ones as they age and may need some guidance in helping give your loved one the best …

When you first start saving for retirement, it’s fun and exciting. You watch the money begin to grow and you realize that someday, you’ll use that money to support yourself while you fritter away your days by the pool, on the beach, playing golf, gardening or reading a good book. …

When a friend comes to you for a loan, it’s easy to just say yes and begin reaching for your wallet. But a loan between friends can be dangerous—to the lender, the borrower and the friendship—which is why it should be considered carefully. Here are five questions you can ask …

Last week we were pretty focused on National Estate Planning Awareness Week, but there was another financial holiday in the air—International Credit Union Day. We’re going to observe this little-known holiday a week late by talking about some of the many benefits of credit unions.   Member-owned: Credit unions aren’t …

When you use credit to buy any big-ticket item, you run the risk of having the item repossessed if you don’t make the payments as agreed. While the word repossession usually brings to mind a car or other vehicle, other big-ticket purchases can be repossessed, including rent-to- own furniture, items …

  The internet is filled with stories from people who blew through an inheritance. It’s not surprising, since MarketWatch reports that 33 percent of people end up with no savings and even more debt just 2 years after inheriting assets. While these stories illustrate the unfortunate circumstances others find themselves …

Studies conducted by the wedding site The Knot show that the average couple now spends more than $30,000 on their wedding day. For some couples, $30,000 isn’t a huge financial strain, but for most of us, this is an unrealistic amount to spend on a single day. While you should …

Winning the lottery sounds like a dream come true, but it’s a big responsibility that can result in numerous tax and financial difficulties if the prize money isn’t properly managed. Here are four things you need to think about if you win: Choosing the right payment option: If you win …

[vc_row full_width=”” parallax=”on” parallax_image=”” printtext=”Most Wanted Design Options ignores this CSS settings if used” background_style=”transparent” contentcolorclass=”darkonlight” background_color=”rgba(255,255,255,1)” rowimage=”” mp4=”” webm=”” videoaspectratio=”800:450″ posterimage=”” parfactor=”5″ overlay=”on” overlay_color=”rgba(255,255,255,0.5)” noise=”off” toppadding=”0″ bottompadding=”0″ anchorid=”” anchoroffset=”” hidemobile=”” visiblemobile=”” centermobile=””][vc_column width=”1/1″][vc_column_text css_animation=””]No matter how careful you are with your budget, you will eventually want to splurge and …

It’s very easy, in our immediately gratified society, to assume that the moment you think of something you don’t have, you need it. But this is a trap, much like a hole dug in the ground and covered with leaves. You don’t have to spend all the money you have, …