Saving Money

Three Ways to Start Saving for Retirement This Month Earlier in the month we celebrated National Save for Retirement Week. That means it’s a good week to touch on the kinds of concerns faced by people who are two or more decades away from retiring. Why? Well, because they have a …

When a friend comes to you for a loan, it’s easy to just say yes and begin reaching for your wallet. But a loan between friends can be dangerous—to the lender, the borrower and the friendship—which is why it should be considered carefully. Here are five questions you can ask …

  In almost every adult’s life there comes a point when they consider opening a joint bank account. Whether they want to open the account with a parent, sibling, roommate, friend or significant other, they might decide this is a good idea for paying joint bills, saving joint funds and …

Pets are loved and cherished members of many families. People do research to make sure they’re feeding their pets the healthiest diets, they make sure they’re entertained and groomed, and they take them into the vet for regular checkups. All of this can add up to some pretty substantial expenses, …

When you use credit to buy any big-ticket item, you run the risk of having the item repossessed if you don’t make the payments as agreed. While the word repossession usually brings to mind a car or other vehicle, other big-ticket purchases can be repossessed, including rent-to- own furniture, items …

Summer is here and that means kids are out of school and ready to play. What can be a fun, exciting time for your kids can be a nightmare for you if you aren’t prepared with affordable, fun activities that keep them busy, engaged and entertained. Here are three cheap—even …

When your teen finally starts driving, there’s a lot to worry about. With concerns about whether they’ll remember safe driving procedures, have the discipline to minimize distractions, and be equipped to make those split-second decisions that can prevent an accident, you also need to think about how to get them …

Okay, this is it. The blog post you’ve been waiting for. The one that’s going to give you 3 super special, top secret, confidential tricks to avoid becoming overwhelmed by credit card debt. This post is like a magic weight loss pill for your debt—and you’re not going to believe …

According to a recent survey by Bankrate, about 32 percent of Americans save 5 percent or less of their income and roughly 18 percent aren’t saving anything at all. That’s 50 percent of us saving little to nothing for emergencies, the future and retirement. The only way we can change …

According to a 2014 report by Harvard’s Joint Center for Housing Studies, 21.3 million people are spending more than the recommended 30 percent of income on rent. Twenty-six percent of these people are spending more than 50 percent of their income just to keep the rented roof over their heads. …