Spending

  In almost every adult’s life there comes a point when they consider opening a joint bank account. Whether they want to open the account with a parent, sibling, roommate, friend or significant other, they might decide this is a good idea for paying joint bills, saving joint funds and …

There’s no question that saving money is a key step to controlling your financial destiny. But you can’t save money if you don’t really understand how to spend it effectively. These days, we have an extremely powerful tool for effective spending right at our fingertips: the Internet. Here are three …

  In 2014 TIME magazine reported that about half of Americans were living paycheck to paycheck. When you live without a single dollar bridging the gap from one payday to the next, it’s hard to imagine finding a way to save money, much less ever get out of the seemingly …

What would your bank account look like if you only spent money on those items that you definitely used? If you bought the exact amount of fresh fruits and vegetables you’d eat in a week, if you bought only those books you’d actually read, if you bought only those clothing …

Losing a job is always a tremendous hardship, but there are things you can do to limit your losses and preserve your finances. Here are five ways to stay in control, if you get that dreaded pink slip.   Change your spending. The very first thing you should immediately do …

Welcome back to the Financing Your Life series on conquering your finances in 2015. If you haven’t yet read parts one or two, you can find them here. Today, let’s look at the last five steps you can take to start getting your finances under control for good.   Max …

Renting to own furniture, electronics and appliances often seems like a good option to the cash-strapped. After all, when faced with the choice between laying out $600 on a new couch versus paying just $25 a week for one, the second option certainly seems more affordable. That’s exactly why rent-to-own …

How many times have you gotten an offer for a free cell phone? They come from everywhere—in your mail, via television commercials, at the mall. Unless you’ve been living far off the grid, you probably hear about free cell phone offers a few times a week. But have you ever …

Lease offers can look very attractive to shoppers in the market for a new car. But a low monthly payment isn’t the only factor to evaluate when deciding whether to lease or buy a new car. Instead, ask yourself the following six questions to determine whether leasing is a better …

Introductory offers can create a great way to try a product or service at a low price before committing to higher, regular prices. Sadly, however, many introductory offers are positioned more as tricks to get you locked into an overpriced service that you don’t really need. The next time you …