Today’s money management tip comes courtesy of my new workbook Financing Your Life, scheduled for release on April 30. Money Management Tip: Macro- and Microbudgeting Before you work on the details of your budget and the individual categories that it holds, you must decide what increment of time your budget …
Read More »Credit Card Payoff Worksheet
When you make plans to pay off your credit card debt, you might think that you should immediately start by paying off whichever credit card has the highest interest rate—but you could actually pay more interest on the one with a lower rate but higher balance. That’s why it takes …
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