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Credit Card Payoff Worksheet

When you make plans to pay off your credit card debt, you might think that you should immediately start by paying off whichever credit card has the highest interest rate—but you could actually pay more interest on the one with a lower rate but higher balance. That’s why it takes …

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Should You Get a Free Credit Report Online?

Many sites offer consumers a free credit report online. On the surface, taking advantage of the freebie sounds like a good idea—but more often than not, it’s an offer you should ignore. When Free Becomes Costly If you’ve ever tried to respond to an offer to get a free online …

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