Recent Posts

Money Management Tip: Budgeting

Today’s money management tip comes courtesy of my new workbook Financing Your Life, scheduled for release on April 30. Money Management Tip: Macro- and Microbudgeting Before you work on the details of your budget and the individual categories that it holds, you must decide what increment of time your budget …

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Financial Planning Overview

Financial planning is an intricate topic that requires patience, willingness to experiment, the understanding that failure is a teaching tool, and the ability to be comfortable not having an exact formula. Think about it this way: if financial planning were as easy and simple as 1-2-3, everyone would be well …

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Credit Card Payoff Worksheet

When you make plans to pay off your credit card debt, you might think that you should immediately start by paying off whichever credit card has the highest interest rate—but you could actually pay more interest on the one with a lower rate but higher balance. That’s why it takes …

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Should You Get a Free Credit Report Online?

Many sites offer consumers a free credit report online. On the surface, taking advantage of the freebie sounds like a good idea—but more often than not, it’s an offer you should ignore. When Free Becomes Costly If you’ve ever tried to respond to an offer to get a free online …

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