Recent Posts

Money Management Tips: Life or Death

Money management tips don’t have to be hard to make a significant difference in your spending. Today’s tip is a perfect example. It’s called Life or Death. To use it, simply ask yourself before every purchase you make, “Will this purchase mean the difference between life or death for me?” …

Read More »

Reassessing Your Cell Phone Situation

Cell phones, once giant, clunky bricks carried only by the white-collar elite, have earned a place in all of our pockets. And as a natural result, the demand for these ubiquitous tools has created a bustling industry around the service of them. In January, AT&T, in a desperate grab for …

Read More »

The Truth about Developing Habits

A few years ago, an idea began to circulate that it takes just three weeks to develop a habit. If this handy bit of information were true, then after three weeks of controlling your spending and paying your bills on time, you would no longer have to worry about disciplining …

Read More »

The Most Important Budgeting System Is …

This time of year, I get tons of questions from my clients about the best budgeting software to use. They want to know if they should use an app or buy a program, whether they should use a certain website’s system or a simple Excel sheet. Every year I’m asked …

Read More »