Tag Archives: saving

You may think that you’re in total control over your spending decisions, but that’s not entirely true. There are certain psychological processes happening deep in your subconscious that can completely devastate your budget and spending plan. Let’s talk about three of them. Hedonic Adaptation Have you ever thought that getting …

Today’s excerpt is from the fictional tale: Financing Your Life—The Story of Four Families Taking Their Financial Lives Out of the Red and Into the Black. In this excerpt, we meet Toby and Shannon, two professionals battling a layoff and personal spending demons, must find a way to work together …

Money management tips don’t have to be hard to make a significant difference in your spending. Today’s tip is a perfect example. It’s called Life or Death. To use it, simply ask yourself before every purchase you make, “Will this purchase mean the difference between life or death for me?” …